On Tuesday, December 20, I was on my way home from the church building. (Yes, the office was technically closed. Yes, I still came to the office over the holidays...just not everyday and not for long periods of time.)
So I was on my way home and stopped at the light at 412 and Mt. Olive, preparing to turn right. Just as the light turned green, I felt a jolt like I had not felt in probably 25 years. I remember thinking, “What was th...oh rats! Someone rear-ended me!”
I made the right hand turn, then went into the bank parking lot. I called the police and we exchanged information while waiting for the police to arrive.
When the police arrived, he did what the police do at an accident scene. He gave me a sheet of paper with the other party’s information, and, told me I could go (the other guy had to stay a little longer).
So I went home and called my insurance people. They asked if I was alright, and I was. They gave me a claim number and said they would contact the other guy’s insurance. Shortly after that, I received an email from my insurance company telling me a claim number for the other guys company and telling me that if I hadn’t heard from them in 48 hours, I should call them.
Naturally I had not heard back from them in 48 hours, so I called. They were very nice and polite. I gave them the claim number and said they would transfer me to the agent in charge of that claim.
The agent in charge of the claim was also polite as she informed me that the policy of the other driver was not in effect at the time of the collision.
To make a long story short (TOO LATE!), we have full coverage on our cars that includes uninsured motorist and as I write this article I am two days away from seeing my car again...with $3,700 worth of repair work done on it.
As I was talking with the adjuster, I asked him if I should call the Siloam Police Department and tell them that the other driver did not have insurance. He told me that there is a form that Arkansas requires be filled out by both parties and sent to Little Rock. When they do not get a form from him, his driver’s license will be suspended and the tags on any car he owns will be cancelled until such time as he makes full restitution.
It’s illegal to drive without insurance. The other driver took a chance...he (apparently) got an insurance policy just long enough to get tags for his car.
You may think you have everything under control...even those “questionable” activities that you are engaged in.
Just remember what Moses said several millenniums ago is just as true today as it was then: “Be sure your sin will find you out.”